Reasons to choose Washington National

  • Premium-return feature
    Special premium-return feature

    Many of our products offer a premium-return option. This feature enables employees to get back their premiums, minus paid claims, after a period of time. Since 1995, we've returned nearly $2 billion in premiums to our policyholders.

  • Broad family coverage
    Broad family coverage

    Insurance policies are available for employees and their entire family, including spouses, children and grandchildren.1

  • Popular wellness options
    Popular wellness options

    Some Washington National policies pay for medical screenings to help employees and their dependents maintain good health. By choosing healthier lifestyles, they can manage their healthcare costs, remain productive at work and minimize downtime.

  • Health advocate service
    Health advocate service

    This service, available on some Washington National policies, helps employees navigate the healthcare system and maximize their available benefits. A personal health advocate works on each customer's behalf to answer questions and resolve clinical and administrative issues.

  • Discounts on prescriptions and more
    Discounts on prescriptions and more

    The ScriptSave Rx Savings plan-free to all of your employees and their family members-provides valuable savings on prescription drugs, vision care, hearing care, daily living products, diabetes care and other medical supplies.2

  • Easy benefits increases
    Easy benefits increases

    Some of our products allow employees to increase benefits without having to meet additional underwriting requirements. For example, the Automated Benefit Increase rider included in our Worksite UL2 product lets insured persons increase the face amount of their life insurance with no additional underwriting.

  • Fast claims payment
    Fast claims payment

    We offer a fast claims payment service to help employees get benefits quickly, when they need them the most.

  • 24/7 online account management
    24/7 online account management

    Employees can access their policy information any time, day or night.

  • Resource center
    Resource center

    We provide a directory of online resources that will help your employees make informed healthcare decisions and manage their financial risks.


1 Coverage for grandchildren is only applicable to selected life insurance policies, where available.

2 This is not insurance. The prescription savings program is administered by ScriptSave.

The return of premium (ROP) or cash value (CV) (in MO, “cash return”) benefit is subject to state and product availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. The premium-return amount is based on ROP/CV payments to Washington National policyholders from January 1, 1995, through December 31, 2014.

Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. These policies have limitations and exclusions. For costs and complete details of coverage, contact an agent.

Policies, benefits and riders are subject to state availability. Not all listed options, benefits and riders are available on all policies, and some may have additional cost.

Washington National Insurance Company is not licensed and does not solicit business in the state of New York.
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