About Washington National

Mission and values

With our nationally recognized brand, Washington National Insurance Company has been helping Americans since 1911 to protect themselves and their families from the financial hardship that often comes with critical illnesses, accidents and loss of life. Our supplemental health and life insurance products are designed to help give you and your loved ones peace of mind.

Washington National employees strive to live our four core values—integrity, customer-focus, excellence and teamwork—in every interaction with our customers and agents. You can depend on us to be a strong, caring partner as we help provide financial security for you and your family.

Products and markets

Washington National offers a full line of supplemental health and life insurance products through a nationwide network of independent insurance agents serving middle-income Americans. Washington National is an experienced leader in the voluntary worksite and individual markets.

Financial strength

Washington National is rated A- (Excellent) by A.M. Best. An A- rating indicates an excellent ability to meet our ongoing insurance obligations.1

We’re financially strong, with $4.6 billion in invested assets under management, $3.4 billion in policy reserves and $610 million in annual premiums. We insure nearly 1 million policyholders and 25,000 employer groups who represent a broad spectrum of industries, in companies of all types and sizes. You can be confident in our ability to meet our policyholder obligations.

In all, Washington National has paid out nearly $4.7 billion to our supplemental health and life insurance customers, including more than $1.4 billion in supplemental health insurance claims, $1.1 billion in life insurance claims and more than $2.2 billion through premium-return benefits.2

Company history

Washington National was incorporated in 1911 in Illinois and began providing accident and health insurance to teachers. Washington National was acquired by CNO Financial Group in 1997.


Our home office is in Carmel, Indiana, close to Indianapolis and in the heart of the market we serve, middle America.

To reach us:
11825 N. Pennsylvania Street, Carmel, IN 46032
(800) 888.4918
Claims: WNhealthclaims@washingtonnational.com

CNO Financial Group

Washington National is part of the CNO Financial Group of companies (CNO). CNO, based in Carmel, Indiana, is a public company listed on the New York Stock Exchange, with more than $4.1 billion in annual revenue and $31.2 billion in assets.

For more information about CNO, go to CNOinc.com.

1 A.M. Best A- (Excellent): This rating is their assessment of our relative financial strength and ability to meet contractual obligations. This rating is the fourth highest of 13 ratings. For the latest rating, access ambest.com.

2 The return of premium (ROP) or cash value (CV) (in MO, “cash return”) benefit is subject to state and product availability. The benefit has an additional charge and may pay minus claims or regardless of claims based on the policy selected. The policy must remain in force until the end of the ROP/CV period for the benefit to be paid. The claims and premium-return amount are based on ROP/CV and claims payments to Washington National policyholders from January 1, 1995, through December 31, 2017.

Policies underwritten by Washington National Insurance Company, home office: Carmel, IN. These policies have limitations and exclusions. For costs and complete details of coverage, contact an agent.

Policies, benefits and riders are subject to state availability. Not all listed options, benefits and riders are available on all policies, and some may have additional cost.

Washington National Insurance Company is not licensed and does not solicit business in the state of New York.

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